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	<title>Bryan C. Binkholder - The Financial Coach</title>
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		<title>California, Illinois, Wisconsin, New Jersey and The Troubles in Europe:  What Does it Mean for Us?</title>
		<link>http://www.thefinancialcoach.com/california-illinois-wisconsin-new-jersey-and-the-troubles-in-europe-what-does-it-mean-for-us</link>
		<comments>http://www.thefinancialcoach.com/california-illinois-wisconsin-new-jersey-and-the-troubles-in-europe-what-does-it-mean-for-us#comments</comments>
		<pubDate>Thu, 17 May 2012 12:45:33 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Government Policies]]></category>
		<category><![CDATA[New & Economy]]></category>
		<category><![CDATA[budget problems]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[State budget issues]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2219</guid>
		<description><![CDATA[ShareThe Tale of Two Cities (Well, actually four States and one foreign country but who cares) As we watch the impending collapse of the EURO, ironically a positive for the US in the long-term, the question begs to be answered—How could they be so screwed up?  The truth is, the world is a constantly changing [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/california-illinois-wisconsin-new-jersey-and-the-troubles-in-europe-what-does-it-mean-for-us/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses 3 Success Strategies EVERY Business Should Be Using</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-3-success-strategies-every-business-should-be-using</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-3-success-strategies-every-business-should-be-using#comments</comments>
		<pubDate>Wed, 09 May 2012 21:16:54 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Business & Life Tips]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[business owner]]></category>
		<category><![CDATA[business success]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial salespeople]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2214</guid>
		<description><![CDATA[ShareSo, this is part three of my cautionary tale. If you haven&#8217;t read the first two parts, I invite you to. Bad Hair and Investing: Could They Be Related? and Competency and Agendas In the first two posts I comically tell the story of my recent hair disaster. I talk about the warning flags I [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-3-success-strategies-every-business-should-be-using/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Bryan Binkholder Discusses Competency and Agendas: (Or Bad Hair and Investing Part II)</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-competency-and-agendas-or-bad-hair-and-investing-part-ii</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-competency-and-agendas-or-bad-hair-and-investing-part-ii#comments</comments>
		<pubDate>Tue, 08 May 2012 21:54:03 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Pitfalls]]></category>
		<category><![CDATA[blue ocean portfolios]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[competency]]></category>
		<category><![CDATA[financial advisor]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2206</guid>
		<description><![CDATA[ShareOkay, so yesterday we read about the three rules to live by when it comes to investing and hair appointments. Sounds like the two couldn&#8217;t possibly have a connection, &#8211;oh but they do. As I sat through a rather horrific hair disaster this weekend, I learned that there are quite a few parallels, actually. Either [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-competency-and-agendas-or-bad-hair-and-investing-part-ii/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Bad Hair &amp; Investing: Could They Be Related?</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-bad-hair-investing-could-they-be-related</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-bad-hair-investing-could-they-be-related#comments</comments>
		<pubDate>Mon, 07 May 2012 17:10:18 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Investment Advice]]></category>
		<category><![CDATA[Investment Pitfalls]]></category>
		<category><![CDATA[blue ocean portfolios]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[the financial coach]]></category>
		<category><![CDATA[The Financial Coach Show]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2196</guid>
		<description><![CDATA[ShareA trip to the hair salon, &#8212; Unless you are the type of person who has been with the same hairdresser for years, I&#8217;m sure you can relate to that anxious feeling a salon can often produce. It&#8217;s like a miniature game of Russian roulette that we continue to play, against our better judgment. Let [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-bad-hair-investing-could-they-be-related/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Our Overwhelming Desire to Follow the Crowd</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-our-overwhelming-desire-to-follow-the-crowd</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-our-overwhelming-desire-to-follow-the-crowd#comments</comments>
		<pubDate>Fri, 04 May 2012 12:43:05 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[401(k) plans]]></category>
		<category><![CDATA[401k plans]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[financial salespeople]]></category>
		<category><![CDATA[plan administrators]]></category>
		<category><![CDATA[traps of investing]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2189</guid>
		<description><![CDATA[Share It&#8217;s always smart to seek out wise counsel before delving into anything and investing is no exception. After all, it involves your hard earned finances, and sometimes your entire future. According to statistics more than one-third of American workers are enrolled in 401(k) plans, and these plans have over one trillion dollars under management. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Bryan Binkholder Discusses The Science and Art of Manager Selection &#8212; A Barclays Report</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-the-science-and-art-of-manager-selection-a-barclays-report</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-the-science-and-art-of-manager-selection-a-barclays-report#comments</comments>
		<pubDate>Wed, 02 May 2012 14:15:28 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[mutual fund managers]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[stock pickers]]></category>
		<category><![CDATA[traps of investing]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2179</guid>
		<description><![CDATA[ShareA report released in March of this year from Barclays Wealth and Investment Management holds the intriguing title, &#8220;The Science and Art of Manager Selection.&#8221; Sounds so interesting, doesn&#8217;t it? &#8220;The art of selecting a mutual fund manager&#8221; &#8211;So now it&#8217;s an art? The things financial salespeople come up with to try to entice naive [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-the-science-and-art-of-manager-selection-a-barclays-report/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Past Performance Disclaimers &#8211; Not Always Bad News</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-past-performance-disclaimers-not-always-bad-news</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-past-performance-disclaimers-not-always-bad-news#comments</comments>
		<pubDate>Tue, 01 May 2012 11:55:44 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Business & Life Tips]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[financial industry]]></category>
		<category><![CDATA[financial salespeople]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[past performance]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2174</guid>
		<description><![CDATA[ShareIf you&#8217;ve ever read the prospectus for your mutual fund, it has a nice, tidy disclaimer about the anticipated performance of your investment. After you&#8217;ve been dazzled by the exciting Power Point presentations and the stellar past performance figures (which are contrived, by the way), and you&#8217;ve been pressured by your financial salesperson to sign [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-past-performance-disclaimers-not-always-bad-news/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Upcoming 401(k) Fee Disclosures&#8230;Will They Make a Difference?</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-upcoming-401k-fee-disclosures-will-they-make-a-difference</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-upcoming-401k-fee-disclosures-will-they-make-a-difference#comments</comments>
		<pubDate>Thu, 26 Apr 2012 12:17:00 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[401(k) Plans]]></category>
		<category><![CDATA[401(k) conspiracy]]></category>
		<category><![CDATA[401k fee]]></category>
		<category><![CDATA[401k plan]]></category>
		<category><![CDATA[401k plan participant]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[department of labor]]></category>
		<category><![CDATA[fee disclosures]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2168</guid>
		<description><![CDATA[Share In case you haven&#8217;t heard, there&#8217;s a new list of regulatory measures by the Department of Labor, aimed at 401(k) fee disclosures. Is this a good thing and will it work out in favor of the plan participant?  That remains to be seen. Of course, fee disclosures which would help plan participants realize the [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-upcoming-401k-fee-disclosures-will-they-make-a-difference/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Why You Should Ignore Mutual Fund Past Performance Returns</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-why-you-should-ignore-three-year-fund-returns</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-why-you-should-ignore-three-year-fund-returns#comments</comments>
		<pubDate>Wed, 25 Apr 2012 11:52:58 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[financial salespeople]]></category>
		<category><![CDATA[mutual fund managers]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[the financial coach]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2157</guid>
		<description><![CDATA[ShareThere&#8217;s so many things we&#8217;d like to believe in, aren&#8217;t there? Unfortunately when it comes to statistics, most  are geared towards marketing, including fund statistics. If we&#8217;d just take a minute to let that fact sink in, we might save ourselves from grief. A recent Kiplingers article presented a chart with some incredible three-year returns [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-why-you-should-ignore-three-year-fund-returns/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bryan Binkholder Discusses Productivity &#8211; Training Your Brain to Focus</title>
		<link>http://www.thefinancialcoach.com/bryan-binkholder-discusses-productivity-training-your-brain-to-focus</link>
		<comments>http://www.thefinancialcoach.com/bryan-binkholder-discusses-productivity-training-your-brain-to-focus#comments</comments>
		<pubDate>Mon, 23 Apr 2012 14:26:00 +0000</pubDate>
		<dc:creator>Bryan</dc:creator>
				<category><![CDATA[Business & Life Tips]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[bryan binkholder]]></category>
		<category><![CDATA[entrepreneurial success]]></category>
		<category><![CDATA[financial coach]]></category>

		<guid isPermaLink="false">http://www.thefinancialcoach.com/?p=2152</guid>
		<description><![CDATA[ShareIn this third article of my series on entrepreneurial success we&#8217;re going to talk about productivity. As a person who has overcome ADD/ADHD, I have a lot to say about this topic. If you missed the first two articles in this short series, I would invite you to take the time to read them. The [...]]]></description>
		<wfw:commentRss>http://www.thefinancialcoach.com/bryan-binkholder-discusses-productivity-training-your-brain-to-focus/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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